Products and services
Service Contracts
Vehicle Service Contract plans, available for new and used vehicles. KARCO”S multiple partners vehicle protection plans enhance vehicle value for the consumer, while building added profits into every sale for the dealer. All protection plans are fully insured by A rated or better A.M. Best. Our automotive product portfolio includes:
- Advantage
- VIP
- CostGuard
- Select
- Mileage Plus
- Certified Limited Warranty
- Lifetime Powertrain Warranty
- Lifetime Engine Warranty (LEW)
Gap Protection
- For new and used vehicles sold at new-car franchised dealerships
- Simple rate structure
- Maximum finance term of 84 months
- Amount financed can be up to 150% of MSRP on new vehicles or NADA retail value on used vehicles
- Backed by one of the nation's oldest and largest insurer
- Provides up to $50,000 to pay the remaining loan or lease balance
- Covers up to $1,000 of the insurance deductible.
Credit Insurance
In the event of a covered death or total disability, Protective Insurance provides benefits to the insured. No Charge-back programs available.
Environmental Protection
Xzilon Ultimate Appearance Protection
Xzilon® was initially developed by Granitize Products, Inc. for the aviation industry. Granitize Products, Inc. manufactures and markets a full line of appearance protection products, detail products and service chemicals since 1930. Xzilon® has been formulated in different versions to add additional protection performance benefits for the automobile, aviation, granite countertops, swimming pool and eye glasses industries. Currently, Xzilon® is being sold at automobile dealerships in all 50 states (plus Puerto Rico) and in its other industry specific formulations around the world.
Total Package
The following products can be packaged to offer maximum protection at the best value:
- Tire & Wheel
- Paintless Dent Repair
- Windshield Repair
- Roadside Assistance
- Key Replacement Protection
F & I Training
Ensuring F&I Excellence!™ provides ongoing development and training of F&I personnel on a regular basis and instills the expectation of continuous improvement. Their personal coach analyzes and evaluates individual performance, and conducts one-on-one in-dealership training with each manager on a monthly, bi-monthly, or quarterly basis. This includes a monthly training calendar with daily training assignments, monthly product knowledge tests and role-playing, as well as a review of each manager’s progress with the dealer.
Electronic Menu
The MenuSys® solution utilizes industry leading technology through real-time service contract rating with e-contracting for maximum availability and reliability. We provide sales, finance and service menus along with comprehensive real-time reporting and goal tracking in one complete sales solution for maximum revenue.
Tire & Wheel Protection
Tire & Wheel Protection provides coverage that protects the vehicle's wheels and tires from the everyday hazards of the road.
Anti-Theft
Theft Protection programs help to prevent vehicle theft and aid in the recovery in the event a theft does occur. Most importantly, the program assists in the financial trauma that is caused as a result of a theft.
Maintenance
Maintenance Pro Plus offers scheduled maintenance service for any type of automobile. Product highlights include:
- Oil changes
- Oil filter replacement
- Chassis lube
- Tire rotation
Lifetime Powertrain Warranty program
The Lifetime Powertrain Warranty is very similar to our Lifetime Engine Warranty, but with enhanced coverage. Lifetime Powertrain provides coverage for the Powertrain, which includes engine, transmission and drive line. It also provides a substitute transportation benefit, a simple rate card and a variety of marketing materials to help your clients promote the program.
Vehicle eligibility requirements are the same as our Lifetime Engine Warranty program. New vehicles being current plus 1 model year, with up to 12,000 miles. Pre-owned being current plus 10 with up to 100,000 miles. There is also an option to extend the eligibility to current plus 15 years, and 150,000 miles with a small surcharge.